FinTech Software Development Services

  • Creating custom software to improve finance and banking
  • Implementing payments in your FinTech applications
  • Build better analytics to make smart business decisions

Financial Software Services We Offer

Financial software development services

that help automate processes, improve transaction security, and put the latest FinTech technologies at the service of your business
FinTech Software Development
Development of custom FinTech solutions from scratch with the focus on performance, cost-effectiveness, scalability, and resiliency
Software Modernization
Reengineering the existing FinTech solutions to meet the latest industry standards in terms of security, usability, and interoperability
Third Party Integrations
Aligning custom-built software with internal systems, external aggregators, and analytic tools via precisely matched APIs and EDIs
Digitalization and Optimization
Increasing the performance of customer’s financial, trading, and other industry software by automating manual processes

FinTech Solutions We Provide

FinTech software solutions

we architect, build, and scale combine regulatory compliance and AI-native experiences
Innovative digital payment
  • Embedded finance and PaaS
  • Real-time payments and ISO 20022 rails
  • Super apps and mobile wallets
  • Biometric and passkey authentication
  • Contactless and IoT payments
AI-powered risk systems
  • Next-gen fraud detection engines
  • AI-driven credit scoring
  • Predictive risk analytics 
  • RegTech automation
  • AI-powered document verification
Trading platforms
  • Robo-advisory 2.0
  • Digital brokerage platforms
  • Tokenized assets and fractional ownership
  • Market intelligence dashboards
  • Social and gamified trading
Banking-as-a-service
  • API-driven core banking modernization
  • Digital onboarding journeys
  • Omnichannel mobile-first banking
  • Personal finance management
  • SME and corporate banking portals
Digital asset solutions
  • DeFi protocol development
  • Crypto payment gateways
  • Central bank digital currency enablement
  • Identity and credentialing on blockchain
  • Asset tokenization platforms
Embedded risk solutions
  • Usage-based insurance
  • Parametric insurance platforms
  • Claims automation with AI
  • Embedded insurance
  • Digital risk assessment tools

Our Clients Say About Us

Hans J Skovgaard

CTPO of Penneo A/S

"Cleveroad proved to be a reliable partner in helping augment our internal team with skilled technical specialists in cloud infrastructure."

LinkedIn
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Looking to improve financial services?

Ask our managers anything you want to know about software development, and they’ll answer your question within 24 hours. It’s free of charge and commitment.

Cleveroad’s Fintech Software Projects

We individually approach each Financial solution, find the best ways to implement it, and help the client optimize time, budget, and efforts
Micro-investment platform

Challenges solved during the creation of a Cross-Platform App to Manage Micro-Investments and Savings:

  • Developing from scratch a cross-platform Flutter app for micro-investments management
  • Achieving compliance with local financial regulations, including SAMA requirements for security and reporting
  • Implementing advanced functionality with multi-factor authentication and automated KYC verification
Explore Case study
eBanking software system

Challenges solved within the building of an Online Services Ecosystem for the European Investment Bank:

  • Replace the outdated MVP with a custom eBanking software ecosystem for B2B and B2C customers
  • Ensuring compliance with European financial regulations, including FINMA and FMIA, through secure architecture
  • Improving UI/UX design to simplify account opening, resulting in user retention rate increased by 20-30%
Explore Case study
Tech Expertise for Fintech Business

FinTech software development

with the full coverage and on-demand tech services, guaranteeing quality and meeting deadlines
Engineering Services
  • WEB & Mobile FinTech development services
  • High-performant and fault-tolerant systems
  • API design & development
Internet of Things
  • IoT Cloud integration
  • Data collection & analysis
DevOPS
  • Delivery pipeline and continuous integration (CI/CD)
  • System automation
  • Infrastructure maintenance
Software Testing
  • Analyze complex software for technical debt and potential risks
  • Manual and automated testing
  • End-to-end testing
Cloud
  • Cloud adoption and migration
  • Native cloud services
  • Cloud agnostic design
Operations Support
  • Monitoring, incident management and fixing
  • Flexible support and maintenance plans

Boost your FinTech operations with AI!

FinTech Software Integrations We Implement

Tools and integrations for FinTech software

that we use in development enhance the solution functionality, optimizing the project’s budget
Payments
ERP
CRM
Wealth Management
Crypto
Fraud Detection, KYC & AML
Private Branch Exchange (PBX)
Location
Financial Domain Regulations Expertise

FinTech software developers

from Cleveroad design solutions in line with industry rules, ensuring compliance and data security
Security & data standards
    Trading methods & workflows
      Digital identity & signatures
        Financial regulations

          Certifications

          We keep deepening the expertise to meet your highest expectations and build business innovative software

          Cleveroad as Your FinTech Development Company

          We leverage 13+ years of domain experience to become the best FinTech software development company for your product

          Oleksandr Riabushko

          Engagement Director

          • Expertise with advanced technologies

            Our team applies the latest technologies to deliver innovative financial solutions. We integrate artificial intelligence into FinTech products for predictive analytics, fraud detection, customer personalization, and process automation, helping businesses gain a competitive edge

          • Proven track record in FinTech delivery

            With 13+ years of domain experience and dozens of successful FinTech projects, we know how to address industry-specific challenges. Our portfolio includes custom payment solutions, trading platforms, and mobile banking apps, proving our ability to deliver reliable products on time.

          • Best practices and compliance with industry security standards

            We build FinTech solutions fully aligned with the latest global regulations and security standards such as GDPR, PCI DSS, SEPA, PSD2, and other domain-specific requirements. Our approach ensures financial data safety, system reliability, usability, and seamless interoperability

          • Full-cycle FinTech development coverage

            We provide full-cycle FinTech software development services that cover every stage of the process, from Discovery and UI/UX design to MVP development, delivery, improvements, and ongoing support, ensuring scalable products that grow with your business goals

          Industry contribution awards

          Leading rating & review platforms rank Cleveroad among top software development companies due to our tech assistance in clients' digital transformation.

          Questions you may have

          Answering popular questions about FinTech mobile and web app development services

          What is FinTech software?
          Simply put, FinTech describes any company using mobile devices, the Internet, or cloud services to carry out financial operations and provide financial-related services.
          What is fintech software development?
          FinTech software development is the custom software development of digital solutions for financial services. It covers the entire development process, from idea validation and UI/UX design to deployment and support, helping FinTech companies launch a secure and compliant FinTech product. Choosing the right development partner for this task ensures efficiency, scalability, and alignment with industry regulations.
          Is outsourcing a FinTech project a good idea?
          Companies that outsource FinTech project development can acquire several significant benefits:
          • Outsourcing grants cost-effective access to top-tier FinTech expertise and qualified talent
          • On-demand tech experience: from FinTech mobile app development to AI integration
          • Much lower software development process cost
          • Your in-house staff can focus on more critical tasks, such as financial management
          What kind of AI software is used in FinTech?
          Top FinTech firms now apply AI since it’s very useful in automating repetitive tasks and analysis processes. There are several ways how AI can be used by financial institutions:
          • Chatbots
          • Robo-advisors
          • Fraud predictions
          • Risk assessment and lending
          • Better insurance recommendations
          • Improved analysis of investments
          What kind of software is used in FinTech?
          There are several popular software types within the FinTech industry:
          • Lending software(loan origination and commercial loan)
          • Banking software(online banking services and mobile banking apps)
          • Insurance software(CRMs and software for agencies)
          • Investment management software
          • Payment processing software(payment apps)
          • Personal finance software
          • RegTech(risk management and fraud detection)
          How can a business benefit from FinTech software companies?
          Businesses can acquire quite advantageous benefits after implementing a FinTech solution into workflows:
          • FinTech solution grants valuable tools for automating workflows and making them more efficient
          • Companies can receive valuable customer insights for smarter decision-making
          • The client base can be increased thanks to additional interaction with the financial facility

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