FinTech Software Development Services
- Creating custom software to improve finance and banking
- Implementing payments in your FinTech applications
- Build better analytics to make smart business decisions
Featured Partners
Financial Software Services We Offer
Financial software development services we offer that you can leverage to boost your FinTech businessFinTech Solutions We Provide
FinTech software solutions we architect, build, and scale combine regulatory compliance and AI-native experiences
Innovative digital payment
Embedded finance and PaaS
Real-time payments and ISO 20022 rails
Super apps and mobile wallets
Biometric and passkey authentication
Contactless and IoT payments
AI-powered risk systems
Next-gen fraud detection engines
AI-driven credit scoring
Predictive risk analyticsÂ
RegTech automation
AI-powered document verification
Trading platforms
Robo-advisory 2.0
Digital brokerage platforms
Tokenized assets and fractional ownership
Market intelligence dashboards
Social and gamified trading
Banking-as-a-service
API-driven core banking modernization
Digital onboarding journeys
Omnichannel mobile-first banking
Personal finance management
SME and corporate banking portals
Digital asset solutions
DeFi protocol development
Crypto payment gateways
Central bank digital currency enablement
Identity and credentialing on blockchain
Asset tokenization platforms
Embedded risk solutions
Usage-based insurance
Parametric insurance platforms
Claims automation with AI
Embedded insurance
Digital risk assessment tools
Cleveroad’s Fintech Software Projects
We individually approach each Financial solution, find the best ways to implement it, and help the client optimize time, budget, and efforts
Challenges solved during the creation of a Cross-Platform App to Manage Micro-Investments and Savings:
- Developing from scratch a cross-platform Flutter app for micro-investments management
- Achieving compliance with local financial regulations, including SAMA requirements for security and reporting
- Implementing advanced functionality with multi-factor authentication and automated KYC verification
Challenges solved within the building of an Online Services Ecosystem for the European Investment Bank:
- Replace the outdated MVP with a custom eBanking software ecosystem for B2B and B2C customers
- Ensuring compliance with European financial regulations, including FINMA and FMIA, through secure architecture
- Improving UI/UX design to simplify account opening, resulting in user retention rate increased by 20-30%
Financial Businesses We Serve
We partner with various businesses across the financial sector, providing tailored software solutions
Financial data vendors
Fintech startups
Credit unions
Payment processing firms
Insurance firms
Wealth management firms
Brokerage firms
Investment funds
Private equity funds
Our Clients Say About Us
USACTO at NURSING
"The team is very organized, communicative, and proactive. They keep the project on track and provide excellent suggestions to improve the product."
Automating FinTech Operations With AI
We integrate core AI technologies into financial platforms, enabling institutions to innovate faster and strengthen compliance in a rapidly evolving market
Computer vision
Enhance security, compliance, and customer experience through visual intelligence
Biometric KYC and facial recognition for digital onboarding
Document scanning and verification (IDs, contracts, etc.)
Fraud detection via image/video analysis (e.g., counterfeit documents)
Recommendation systems
Drive engagement and revenue with hyper-personalized financial services
Intelligent product recommendations based on use patterns
Personalized investment suggestions aligned with user risk profiles
Adaptive cross-selling engines for banking, insurance, and trading apps
Forecasting & predictive analytics
Enable proactive decision-making with accurate financial predictions based on historical data
Market trend forecasting for investment and trading strategies
Credit risk prediction and default probability modeling
Demand forecasting for financial products (loans, insurance, etc.)
Natural Language Processing (NLP)
Transform customer interactions and compliance processes with language intelligence
Conversational chatbots and voice assistants for 24/7 support
Automated compliance monitoring through document
Sentiment analysis of customer feedback for decision support
Anomaly detection & risk intelligence
Strengthen compliance and operational resilience with AI systems that detect irregularities before they escalate
Real-time anomaly detection in transactions to flag potential fraud
Anti–money laundering (AML) monitoring with adaptive ML models
Risk scoring engines for early detection of credit defaults
Generative AI for financial insights
Unlock new efficiencies by using generative models to streamline analysis and client interactions
Automated report generation for investors and internal stakeholders
Natural language query systems for instant access to complex data
Personalized financial insights delivered directly to customers
Our Financial Software Building Process
We follow an established software development life cycle to build FinTech software tailored to your business operations that meets current market trends
- Define needs
- Solution design
- Delivery setup
- Development
Define needs
We analyze your FinTech product idea, market niche, and target audience to define functional requirements, compliance needs, and business goals. This stage ensures a shared vision of how the product will generate value and meet regulations.
Key outcomes:
Product vision document
Compliance checklist
Preliminary estimate
Product creation roadmap
Solution design
Our experts create a scalable system architecture, define data flows, and prepare clickable prototypes of user journeys such as onboarding, payments, and risk checks. This ensures the product’s usability, security, and long-term growth potential.
Key outcomes:
Feature list and MVP scope
Technical project plan
Technology stack selection
Architecture design
Interactive prototypes
UI/UX design concept
Delivery setup
We assemble the development team, plan sprints, and set up infrastructure, CI/CD, and design systems. This stage ensures transparent processes, predictable releases, and smooth collaboration between designers, developers, and QA.
Key outcomes:
Sprint and delivery roadmap
Team allocation plan
Infrastructure and process setup
Risk and dependency map
Development
Developers implement core FinTech features, from payment processing and KYC to analytics and reporting, following agile methodology. QA engineers perform continuous testing, while DevOps ensures secure deployment and smooth release.
Key outcomes:
Working FinTech product
QA and security reports
Deployed infrastructure
Handover documentation
Maintenance and support plan
Tech Stack We Use for FinTech Solutions
Tools and integrations for FinTech software that we use in development enhance the solution functionality, optimizing the project’s budget
Financial Domain Regulations Expertise
FinTech software developers from Cleveroad design solutions in line with industry rules, ensuring compliance and data security
Security & data standards
- DORA
- ISO/IEC 27001
- GDPR
- KYC & AML practices
- ePrivacy Regulation
- PCI DSS (incl. PCI Secure Software Standard)
Trading methods & workflows
- Central Limit Order Book (CLOB)
- IOI / RFQ / Quote workflows
- EMV
Digital identity & signatures
- SES
- UETA
- QES
- ESIGN Act
- AES
- UNCITRAL Model Law on Electronic Signatures
Financial regulations
- MiFID II
- SAMA
- PSD2
- BSA
- FINMA
- GLBA
Certifications
We keep deepening the expertise to meet your highest expectations and build business innovative software
ISO 27001
Information Security Management System
ISO 9001
Quality Management Systems
AWS
Select Tier Partner
AWS
Solution Architect, Associate
Scrum Alliance
Advanced Certified, Scrum Product Owner
AWS
SysOps Administrator, Associate
Flexible Engagement Models We Offer
We offer flexible engagement models for our FinTech development services, so you can choose a collaboration option that suits your needs and budget
IT staff augmentation
Problem to solve:
Extend your team with the required tech expertise
Value delivered:
Expand your tech capabilities with the required IT experts
Fully manage specialists ’ work as they are in your in-house team
Scale your team with a single developer or a full-stack unit
Dedicated team
Problem to solve:
Hire a development team for your FinTech project
Value delivered:
Get a pre-assembled, self-managing development team
Maintain direct communication for progress updates
Adjust team size flexibly based on project needs at any time
Custom development
Problem to solve:
Receive end-to-end FinTech development services
Value delivered:
Develop a tailored software solution aligned with your needs
Ensure a smooth development from idea validation to release
Build a scalable, high-performing product for long-term success
Industry Contribution Awards
Leading rating & review platforms rank Cleveroad among top software development companies due to our tech assistance in clients' digital transformation.
70 Reviews on Clutch
4.9
Award
Clutch 1000 Service Providers, 2024 Global
Award
Clutch Spring Award, 2025 Global
Ranking
Top AI Company,
2025 Award
Ranking
Top Software Developers, 2025 Award
Ranking
Top Web Developers, 2025 Award
Ranking
Top Staff Augmentation Company US, 2025 Award
Cleveroad as Your FinTech Development Company
Expertise with advanced technologies
Our team applies the latest technologies to deliver innovative financial solutions. We integrate artificial intelligence into FinTech products for predictive analytics, fraud detection, customer personalization, and process automation, helping businesses gain a competitive edge
Proven track record in FinTech delivery
With 13+ years of domain experience and dozens of successful FinTech projects, we know how to address industry-specific challenges. Our portfolio includes custom payment solutions, trading platforms, and mobile banking apps, proving our ability to deliver reliable products on time.
Best practices and compliance with industry security standards
We build FinTech solutions fully aligned with the latest global regulations and security standards such as GDPR, PCI DSS, SEPA, PSD2, and other domain-specific requirements. Our approach ensures financial data safety, system reliability, usability, and seamless interoperability
Full-cycle FinTech development coverage
We provide full-cycle FinTech software development services that cover every stage of the process, from Discovery and UI/UX design to MVP development, delivery, improvements, and ongoing support, ensuring scalable products that grow with your business goals
Questions you may have
Answering popular questions about FinTech mobile and web app development services
- Outsourcing grants cost-effective access to top-tier FinTech expertise and qualified talent
- On-demand tech experience: from FinTech mobile app development to AI integration
- Much lower software development process cost
- Your in-house staff can focus on more critical tasks, such as financial management
- Chatbots
- Robo-advisors
- Fraud predictions
- Risk assessment and lending
- Better insurance recommendations
- Improved analysis of investments
- Lending software(loan origination and commercial loan)
- Banking software(online banking services and mobile banking apps)
- Insurance software(CRMs and software for agencies)
- Investment management software
- Payment processing software(payment apps)
- Personal finance software
- RegTech(risk management and fraud detection)
- FinTech solution grants valuable tools for automating workflows and making them more efficient
- Companies can receive valuable customer insights for smarter decision-making
- The client base can be increased thanks to additional interaction with the financial facility