Featured partners
We deliver claims software services aligning platform architecture and capabilities with your operating model
We build claims platforms around your operating model, giving clients faster case handling and clearer control over decisions throughout the entire process
Connected claims systems reduce data gaps between platforms, helping adjusters work with current information and move cases forward faster
We modernize legacy claims software around current business and technical requirements, preserving active operations while improving maintainability and future scalability
AI integration strengthens claims review and decision consistency, helping adjusters process cases faster while keeping automated outcomes traceable and controlled
We build configurable claims modules that support every processing stage, from first notice through settlement and post-claim oversight
Policyholders and agents report losses through guided, policy-aware forms, creating complete claim records from the first interaction
Connected policy systems prefill insured details and coverage data, which cuts manual entry before claim registration and assignment
Configurable rules verify required fields, incident dates, location data, and policy status before the claim enters downstream workflows
Validated submissions become structured claim cases and move directly to the appropriate handling queue without manual setup
Coverage rules compare claim facts with policy terms and flag exceptions for adjuster review before making a decision on approval or denial
Configurable workflows assign cases by claim type, complexity, location, adjuster capacity, and service-level targets for balanced workloads
Embedded checklists present required evidence and next actions at each stage, helping handlers apply consistent claim decisions
Timers detect overdue tasks and route priority cases to supervisors before service commitments or regulatory deadlines are missed
Handlers work from a unified claim record that centralizes case information and applies role-based access throughout the review process
Automated classification tags incoming files by document type and claim stage, then files them in the correct case folder without manual sorting
Every edit records the user, timestamp, previous value, and reason, supporting transparent case review and faster dispute handling across teams
All claim-related communications stay linked to the case, giving reviewers a complete and traceable interaction history from first contact to resolution
Reserve management keeps financial exposure current throughout each claim, supporting controlled adjustments and accurate forecasting by coverage line
Configurable logic calculates deductibles, limits, depreciation, taxes, and approved settlement amounts in accordance with policy terms
Multi-level approvals verify payment amounts and recipient details before funds move through connected banking or payment systems
Financial workflows track recoveries, salvage proceeds, reimbursements, and subrogation balances against the original claim exposure
Risk engines score new claims against historical and real-time indicators, helping investigators identify suspicious cases earlier and prioritize their workload
Models and configurable rules flag duplicate submissions, unusual timing, inflated estimates, and linked claimant behavior for review
High-risk claims move to specialist queues with sufficient case context to support faster investigation and more consistent assessment across complex cases
Confirmed outcomes return to scoring models and rules, so future detection improves without replacing investigator judgment or documented review
Dashboards give managers a clear view of claims performance, helping them identify delays and monitor settlement progress across business units
Trend views compare incurred losses, paid amounts, reserve movements, and recovery values over configurable periods for financial oversight
Managers compare handlers, claim types, service levels, and resolution outcomes using consistent metrics and configurable reporting filters
Scheduled reports organize required regulatory data into submission-ready formats while preserving traceability to the original claim records
Policyholders and agents submit claims, upload evidence, review entered details, and receive confirmation without contacting a service desk
A secure role-based dashboard keeps users informed about claim progress and the next required step throughout the entire process lifecycle
Portal users upload requested files and receive settlement documents through encrypted channels linked directly to the active claim
Agents track claim activity across managed policies from one view, helping them respond before service commitments or renewal deadlines are missed
Claims software earns its cost in four places: cycle time, leakage, decision quality, and the service policyholders feel
See how our insurance software team rebuilt a US auto insurer's legacy claims and policy system into connected web and mobile products
USA
Insurance
Challenges solved during the creation of auto insurance platform:
Learn about Cleveroad’s expertise in Projects Portfolio
in Projects Portfolio
Show more
DenmarkCTPO of Penneo A/S
"Cleveroad proved to be a reliable partner in helping augment our internal team with skilled technical specialists in cloud infrastructure."
AI strengthens claims operations with earlier risk signals and better-supported decisions from intake through settlement
Cross-claim pattern matching across connected policy records
Duplicate submission and identity mismatch detection
Risk scores with transparent review reason codes
Vehicle damage recognition from uploaded photos
Document data extraction for repair estimate checks
Human review thresholds for uncertain assessments
Severity scoring based on claim context
Automatic routing by workload and expertise
Priority queues for time-sensitive or high-value cases
Policy clause retrieval during case review
Suggested next actions with supporting evidence
Claim summaries generated from case records
Claim volume forecasts by product line
Reserve projections based on portfolio patterns
Processing demand estimates for workload planning
Guided first notice of loss intake through chat
Real-time claim status answers in natural language
Automatic escalation to a human for complex cases
We offer flexible engagement options from a classic human team to AI-native squad. Pick the model that matches your scope and budget
The dependable, human-led baseline suited to any kind of project.
Development budget
Team composition
Iterative delivery
Spec evolves during delivery
Write a sprint scope, deliver it, try it, then revise the spec or functionality.
Best for
Flexible-scope projects where each iteration reshapes the plan as you go
Your familiar full-stack squad, accelerated with AI support in every role.
Development budget
Team composition
Iterative delivery
Spec evolves during delivery
The same write-deliver-review sprint repeats, just accelerated with AI.
Best for
Brownfield projects that need fast iteration without locking scope too early
A minimal lean team with maximum AI leverage and strict human oversight.
Development budget
Team composition
AI Solution Architect. Owns the approved spec and the architecture the build follows
Prompt Engineer. Turns the spec into precise prompts and guardrails for AI code generation
AI Product Owner. Owns milestones and acceptance against the fixed spec
Milestone delivery
Spec locked before delivery
Approve once upfront. The spec becomes the source of truth for milestones.
Best for
MVPs and greenfield projects with fixed scope and milestone-driven delivery
Cleveroad engineers map each technology choice to your claims workflows, connected insurance systems, security model, and expected transaction load
Guidewire ClaimCenter
Duck Creek Claims
Majesco Claims
Sapiens IDITSuite
Snapsheet Claims
Salesforce
Microsoft Dynamics 365
HubSpot
Zendesk
DocuSign
Adobe Acrobat Sign
Box
Microsoft SharePoint
Dropbox Sign
One Inc
Paymentus
Stripe
Adyen
PayPal
Jumio
Trulioo
Socure
Persona
TransUnion
LexisNexis Risk Solutions
FRISS
Shift Technology
React.js
Angular
Vue.js
Next.js
TypeScript
Node.js
NestJS
.NET Core
Java
Python
PostgreSQL
MySQL
MongoDB
Redis
Elasticsearch
Swift
SwiftUI
Kotlin
Java
Flutter
React Native
TensorFlow
PyTorch
Scikit-learn
XGBoost
OpenCV
AWS Rekognition
Google Cloud Vision
Azure AI Vision
OpenAI API
Azure OpenAI Service
Anthropic API
spaCy
Hugging Face Transformers
Amazon Comprehend
Azure AI Language
MLflow
Kubeflow
Vertex AI
Azure Machine Learning
Amazon SageMaker
AWS
Microsoft Azure
Google Cloud
Docker
Kubernetes
GitHub Actions
GitLab CI/CD
Jenkins
Azure DevOps
Prometheus
Grafana
Sentry
Datadog
OpenTelemetry
We keep deepening our expertise to meet your highest expectations and build business innovative products
ISO 27001
Information Security Management System
ISO 9001
Quality Management Systems
AWS
Select Partner Tier
AWS
Solutions Architect, Associate
Scrum Alliance
Advanced Certified Scrum Product Owner
AWS
SysOps Administrator, Associate
Cleveroad maps each build to the security and insurance regulations of your target markets, so audits start from documented controls
70 clutch reviews
4.9
Award
Clutch 1000 Service Providers, 2024 Global
Award
Clutch Spring Award, 2025 Global
Ranking
Top AI Company,
2025 Award
Ranking
Top Software Developers, 2025 Award
Ranking
Top Web Developers, 2025 Award
Ranking
Top Staff Augmentation Company in USA, 2025 Award
We combine insurance delivery experience with compliance-led engineering to build claims platforms that fit regulated operations and connected ecosystems
Since 2011, Cleveroad has shipped 200+ products. One is a US auto insurer's claims and policy platform, with KYC through ID Analyzer and CRM sync built on a React, .NET, Flutter, and AWS stack. Your project starts from patterns run in production.
Our insurance app development team runs ISO 9001 and ISO 27001-certified processes, with data protection and audit trails designed into the architecture from discovery. GDPR and US state privacy rules shape decisions early, shortening your vendor risk review.
A 280-engineer in-house team covers discovery, delivery, QA, and support under one contract, so you keep technical ownership as claim volumes and integrations grow. A free Solution Workshop turns requirements into a phased plan with cost assumptions before you commit.
Our engineers connect claims platforms to core systems like Guidewire and Duck Creek, and to identity, e-signature, payment, and CRM providers, so data stays current across web and mobile. The auto insurance build proved it with live CRM and ID Analyzer integrations.
